Insurance Myths for EV & Ethanol Vehicles – What’s Covered, What’s Not

As India transitions to electric and ethanol-blended vehicles, insurance policies are struggling to keep pace. From fire fears to fuel-related exclusions, myths abound. Here's what EV and E20 owners need to know about coverage, claims, and common misconceptions.

🧾 Myth #1: All EV Damage Is Covered

Reality: While most comprehensive policies cover EVs, battery damage due to improper charging, waterlogging, or aftermarket modifications may be excluded. Always check if your insurer covers battery replacement and BMS failures.

E20 Petrol Controversy in India – Myths, Facts & Fallout

India’s nationwide rollout of E20 petrol—a blend of 20% ethanol and 80% petrol—has triggered widespread concern among vehicle owners, insurers, and auto experts. Originally planned for 2030, the accelerated 2025 launch has led to confusion, technical issues, and legal debates.

🚨 What Sparked the Controversy?

While the government promotes E20 as a cleaner, farmer-friendly fuel, critics argue that:

EV Battery Myths vs. Facts – Lifespan, Fire Risk & Resale Value

As India accelerates toward electric mobility, EV batteries remain the most misunderstood component. From fire fears to resale doubts, myths abound. Let’s separate fact from fiction and help buyers make informed decisions.

🔋 Myth #1: EV Batteries Don’t Last Long

Reality: Modern EV batteries, especially lithium iron phosphate (LFP), last 8–10 years or 1.5 lakh+ km with minimal degradation. Brands like Tata, BYD, and Tesla offer 8-year warranties, and real-world data shows less than 15% capacity loss over 5 years in most Indian climates.